Many people use ATMs daily without paying much attention to safety. However, rushing through transactions can expose your money and personal information. Here are five common mistakes to avoid when using an ATM.
Choosing an Easy PIN
Using a PIN based on your birth year, birthday, or simple sequences makes it easier for someone who knows you to guess. Experts warn against predictable PINs and sharing them with anyone. Always cover the keypad with your hand while entering your PIN, even if no one seems nearby.
Forgetting Your Card
It’s common to focus on collecting cash and forget the card, especially when distracted by a phone. Before leaving the ATM, double-check that you have your card, cash, and any receipt you want. If the machine keeps your card unexpectedly, contact your bank through official customer care channels immediately.
Ignoring Surroundings
Always be aware of people standing too close or watching your screen. If someone pressures you to hurry or offers help without being asked, it is safer to cancel the transaction and find another ATM. Strangers offering help when your card gets stuck or the machine fails may not have good intentions.
Handing Over Your Card or PIN
Never give your card or PIN to another person, even if they claim to be assisting. If problems occur, contact your bank via its official helpline or follow the ATM instructions. Allowing strangers to handle your card or enter your PIN puts your account at risk.
Not Checking Failed Transactions
Sometimes an ATM shows an error after you enter details or your account is debited even though you don’t receive cash. Always check your bank alerts or statements. If money is deducted but you didn’t get cash, report the issue to your bank and save transaction details.
A little care while using ATMs can protect your money and personal information. Keep your PIN secret, stay alert, and report any unusual activity to your bank without delay.
